Buy IndusForex Card - https://indusforex.indusind.com/Order/Index?gaMode=buyforex - Attend our Masterclasses: https://bit.ly/4mJ4ycI Join the 1% Club: https://bit.ly/4mymUgm - Subscribe: The 1% Club: YouTube : https://www.youtube.com/@UCBI57iTXtmJoaI6Ht7MgcfA Instagram: https://www.instagram.com/onepercentclub/ Linkedin: https://www.linkedin.com/school/the-1-clubfws Sharan Hegde: Instagram: https://www.instagram.com/financewithsharan/ LinkedIn: https://www.linkedin.com/in/sharanhegde95/ Twitter: https://x.com/financewsharan Aly Hajiani LinkedIn: https://www.linkedin.com/in/alyhajiani/ Instagram: https://www.instagram.com/thatcreditcardguy/ - Studying abroad sounds like a dream... until the costs hit you. Loans, forex rates, hidden expenses — it’s overwhelming. 💸 So I sat down with Aly Hajiani to break it all down for you — from choosing the right education loan to saving big on forex cards, to even finding cheaper (and better!) countries than the US. Whether you're applying to the US, UK, or Europe, this episode will help you avoid expensive mistakes and make smarter financial decisions. In this episode, we uncover: 💥 Should you take a secured or unsecured loan? What’s the catch with cosigners? 💥 Why “low interest rate” loans from abroad can still leave you broke 💥 Genius forex card hacks to save ₹50K+ on your living expenses 💥 How to lock in a great exchange rate for the whole year 💥 The 3 countries giving the US a run for its money for international students Watch till the end for some surprising success stories and pro tips! 📌 Comment below with your biggest question — I might answer it in the next episode! 💬 ⏱️ Top 10 Must-Watch Moments 00:00 - The Harsh Truth About Study Abroad Finances 💸 01:21 - Secured vs Unsecured Loans: Do You Really Need a Cosigner? 02:54 - Indian Banks vs International Lenders: Which One's Cheaper? 04:42 - Why Lower Interest Rates Abroad Can Still Cost You More 06:48 - The Smartest Way to Pick the Right Education Loan 10:02 - What No One Tells You About US Living Costs 🇺🇸 12:57 - Forex Card Hacks That’ll Save You ₹50,000+ 16:01 - How to Lock in the Best Dollar Rate (Forever) 18:46 - Secret Student Discounts You Didn’t Know You Had 31:20 - 3 Countries Better Than the US for Studying Abroad 🌍 This video is for educational purposes only. 📚 Sharan Hegde is a personal finance expert featured in Forbes, Economic Times, Mint, Times of India, and more. As the Founder of 1% Club, India’s largest finance community, he’s dedicated to helping people achieve financial independence. #studyabroad #forexcard #educationloan #studentfinance #financewithsharan #1percentclub #indusforex #indusforexcard #indusindbank #travelcard #foreignexchange #multicurrencyforexcard