Download 1% Club App Now! https://bitly.onepercentclub.io/app-download I just got back from a 10-day Japan trip with my mom, business class flights, five-star hotels, four destinations, for under 2 lakhs. So I sat down with one of India's leading credit card experts and host of The Free Travel Show, Aly Hajiani, to break down every hack that made it possible. In this conversation, Aly walks through the strategy step by step: how accumulated points covered business class seats on ANA Airlines for just 50,000 per person, how hotel points unlocked 3+ lakh worth of stays including the Fairmont Tokyo at 80,000 a night, and how the right card made every rupee spent abroad earn rewards. I also share what the trip actually felt like on the ground, the 3am ramen in Tokyo, the kimono moment in Takayama, the cave onsen in Kii-Katsuura, the Nara deer park, and why arriving almost free completely changed how I spent once I was there. This episode is a practical masterclass on using credit card points for luxury travel, covering flights, hotels, and in-city transport, without touching your savings. We have attached complete Japan itinerary below, all destinations, stays, and restaurants covered in this episode. https://docs.google.com/document/d/1NAARkgkswlp_nJiiNl3aLGIry6i0BfxSLz5HOP7s2Nw/edit?tab=t.0 Aly Hajiani LinkedIn: https://www.linkedin.com/in/alyhajiani/ Instagram: https://www.instagram.com/thatcreditcardguy/ The Free Travel Show: https://www.youtube.com/@UCj8N2y-acVSMQMc6WkfBRSg Subscribe: The 1% Club: YouTube: https://www.youtube.com/@onepercentclub12 Instagram: https://www.instagram.com/onepercentclub/ LinkedIn: https://www.linkedin.com/school/the-1-clubfws Sharan Hegde: Instagram: https://www.instagram.com/financewithsharan/ LinkedIn: https://www.linkedin.com/in/sharanhegde95/ Twitter/X: https://x.com/financewsharan – Sharan Hegde is a personal finance creator & founder of the 1% Club, simplifying money, markets, and mindset for India’s next generation of wealth builders. – Timeline: 00:00 - Introduction 02:04 - What is the Free Travel Show? 05:56 - How Much Does a Japan Luxury Trip Actually Cost? 07:22 - What Credit Cards Did Sharan Use? 08:07 - How We Booked Business Class Flights for 1 Lakh 13:21 - How Hotel Points Work: Accor & Infinia 14:46 - Staying at the Fairmont Tokyo for Free 16:14 - Tokyo Experience: Nightlife, Food & Culture 18:05 - Takayama: The Offbeat Mountain Destination 21:27 - Kyoto & Osaka: Culture, Temples & Deer Park 24:36 - Kikatsura: The Cave Hotel by the Sea 28:25 - Full Trip Recap & What It Cost 30:26 - Why Free Flights Changed How Sharan Spent 34:14 - Best Card to Swipe Abroad 35:56 - Airport Perks & Pranam Service 37:16 - Japan Rating & Next Trip: USA 39:20 - Conclusion Connect with me: Instagram: https://www.instagram.com/financewithsharan/ Facebook: https://www.facebook.com/financewithsharan LinkedIn: https://www.linkedin.com/in/sharanhegde95/ Twitter: https://twitter.com/financewsharan #financewithsharan #finance #sharan