If you’d like professional guidance from a SEBI-registered financial advisor, please fill out this short form - https://topc.typeform.com/cfo-yt We currently advise portfolios worth ₹1,200+ crore, helping people work towards financial independence. In this episode, we sit down with Rohit Iyer, someone who really understands how money works in the real world. He breaks down how luxury cars can actually become more affordable with new trade policies, and shares smart ways to buy them without making dumb financial decisions. His mindset is simple: don’t avoid luxury, just learn how to afford it the right way. We talk about everything from leasing vs buying, second-hand car hacks, and how rich people structure their purchases to save money and even make profits. From turning a ₹3 crore G-Wagon into something close to ₹80 lakh, to why most people misuse EMI options, this episode is full of practical insights. If you want to enjoy good things in life without messing up your finances, this one will genuinely change how you think. Rohit Iyer's LinkedIn - https://www.linkedin.com/in/rohitiyerr/ — Subscribe: The 1% Club: YouTube: https://www.youtube.com/@FWSClips0 Instagram: https://www.instagram.com/onepercentclubshow/ LinkedIn: https://www.linkedin.com/school/the-1-clubfws Sharan Hegde: Instagram: https://www.instagram.com/financewithsharan/ LinkedIn: https://www.linkedin.com/in/sharanhegde95/ Twitter/X: https://x.com/financewsharan – Sharan Hegde is a personal finance creator & founder of the 1% Club, simplifying money, markets, and mindset for India’s next generation of wealth builders. – Timeline: 00:00 - Intro 01:28 - 2026 Update Around Cars and Policies 02:33 - What Cars Are Getting Cheaper? 04:52 - Mercedes/BMW Not Getting Cheaper? 09:59 - Car Loan EMI vs House Loan EMI 13:43 - Sharan’s Luxury Car Story 18:00 - Buy a G-Wagon in 80 Lakhs?! 24:18 - Best Cars of 2026 34:32 - Story Behind Rohit’s 12 Lakh Watch 38:16 - Conclusion