Karan Datta, a veteran from India’s wealth management and mutual fund industry, joins The One Percent Club Show to discuss financial freedom, long-term investing, geopolitics, and wealth creation. Having retired at 48 after building substantial wealth through disciplined investing and decades in finance, Karan shares the mindset and decisions that shaped his journey. In this conversation, Karan breaks down how patience drives long-term returns, why most investors fail despite good mutual fund performance, and how global geopolitics impacts capital markets. He also shares his “seatbelt theory” for surviving market crashes, discusses sectors he finds attractive today, and explains the principles he personally uses to evaluate companies and allocate capital. This episode is a practical discussion on investing, risk, market cycles, and designing a financially free life with clarity and discipline. LinkedIn: https://www.linkedin.com/in/karan-datta/ Subscribe: The 1% Club: YouTube: https://www.youtube.com/@FWSClips0 Instagram: https://www.instagram.com/onepercentclubshow/ LinkedIn: https://www.linkedin.com/school/the-1-clubfws Sharan Hegde: Instagram: https://www.instagram.com/financewithsharan/ LinkedIn: https://www.linkedin.com/in/sharanhegde95/ Twitter/X: https://x.com/financewsharan – Sharan Hegde is a personal finance creator & founder of the 1% Club, simplifying money, markets, and mindset for India’s next generation of wealth builders. – Timeline: 00:00 - Introduction 02:18 - When did he become financially free? 04:54 - How did he achieve that number? 07:28 - MF can multiply 300X? 08:32 - Impact of World Politics on YOUR MONEY 12:27 - How Terrorism has affected your money? 14:49 - Is India really progressing? 16:26 - Is there a huge Crash coming?? 19:12 - Sectors that will make money! 22:46 - How to prepare for a Crash? 26:52 - His Asset Allocation 29:09 - Life of a Financially Free Man 31:23 - Audience QnA 39:58 - Conclusion Connect with me: Instagram: https://www.instagram.com/financewithsharan/ Facebook: https://www.facebook.com/financewithsharan LinkedIn: https://www.linkedin.com/in/sharanhegde95/ Twitter: https://twitter.com/financewsharan #financewithsharan #finance #sharan