Download 1% Club App Now! https://bitly.onepercentclub.io/app-download Robin Arya is the founder and CEO of GoalFi, a platform focused on building data driven investment strategies for retail investors. In this episode, he explains why most mutual fund investors are not truly diversified and are often overexposed to the same large companies. He breaks down how institutional strategies like momentum, quality, and alpha can be used to build smarter portfolios and generate better returns over time. This episode gives you an unfair advantage by helping you think like a fund manager instead of a typical investor. You will understand why even a small outperformance over the market can significantly grow your wealth, how compounding actually works, and how to structure your portfolio for higher returns with controlled risk. If you have been investing but feel stuck at average results, this will show you exactly how to upgrade your approach. Robin Arya LinkedIn: https://www.linkedin.com/in/aryarobin/ — Subscribe: The 1% Club: YouTube: https://www.youtube.com/@FWSClips0 Instagram: https://www.instagram.com/onepercentclubshow/ LinkedIn: https://www.linkedin.com/school/the-1-clubfws Sharan Hegde: Instagram: https://www.instagram.com/financewithsharan/ LinkedIn: https://www.linkedin.com/in/sharanhegde95/ Twitter/X: https://x.com/financewsharan – Sharan Hegde is a personal finance creator & founder of the 1% Club, simplifying money, markets, and mindset for India’s next generation of wealth builders. – Timeline: 00:00 - Highlights 01:14 - Introduction 02:44 - Can you actually beat Nifty 50? 04:53 - What returns should a fund manager target? 05:19 - Why 3-4% extra alpha can double your wealth 08:46 - How institutional investment factors actually work 14:27 - The gap between mutual funds and PMS no one talks about 16:29 - The right way to graduate as an investor 18:57 - How much drawdown should you be comfortable with? 19:49 - How to build a portfolio for maximum compounding 21:21 - Alpha vs momentum: which strategy suits you? 28:33 - Rebalancing: how often and why it matters 35:49 - Why Indian AMCs are not building smarter funds 45:22 - The ideal 2-basket portfolio construction 50:04 - Conclusion Connect with me: Instagram: https://www.instagram.com/financewithsharan/ Facebook: https://www.facebook.com/financewithsharan LinkedIn: https://www.linkedin.com/in/sharanhegde95/ Twitter: https://twitter.com/financewsharan #financewithsharan #finance #sharan