Download 1% Club App Now! https://app.onepc.io/?c=fws-yt-vid Swarup Mohanty, the CEO and Managing Director of Mirae Asset Mutual Fund, joins the podcast for a deep dive into investing, wealth creation, and the future of India’s financial markets. Managing over ₹2.28 lakh crore in assets, Swarup shares how he personally thinks about money, risk, market crashes, retirement planning, and why most investors today have unrealistic return expectations after the post-Covid bull run. He also breaks down his investing framework around equity, debt funds, healthcare, private banks, small caps, gold, ETFs, and futuristic themes like AI, energy, automation, and digital infrastructure. But this podcast goes far beyond just stock market advice. Swarup explains why India’s next generation of investors will completely change the financial industry, why experiences may replace asset ownership, how AI-powered wealth management could shape the future, and why tracking your expenses matters more than most people realize. From retirement planning and lifestyle inflation to global opportunities, health insurance, and long-term compounding, this episode is packed with practical lessons and future-focused insights for anyone serious about building wealth over the next decade. Connect with Swarup here: https://www.linkedin.com/in/swarup-mohanty-3077617/ – Timeline: 00:00 - Introduction 02:05 - How Swarup manages his own money 03:25 - Realistic expectations from the current market 08:01 - His Investment Thesis - his top bets! 12:45 - Healthcare Boom 14:58 - How Gen Z approaches Wealth 22:35 - New-age Investment ideas & sectors 27:00 - Swarup & Sharan’s personal candid stories 28:30 - Advice for someone making 1 Lakh/Month 29:50 - Will Indians continue to settle abroad? 30:25 - Degrees vs Skills : What survives? 33:15 - Penetration of Medical Insurance 37:30 - How to make a Retirement Plan? 41:45 - Futuristic Products for Investments 43:52 - Rapid fire round 50:38 - Conclusion _ Sharan Hegde is a personal finance creator & founder of the 1% Club, simplifying money, markets, and mindset for India’s next generation of wealth builders. Subscribe: The 1% Club: YouTube: https://www.youtube.com/@FWSClips0 Instagram: https://www.instagram.com/onepercentclubshow/ LinkedIn: https://www.linkedin.com/school/the-1-clubfws Sharan Hegde: Instagram: https://www.instagram.com/financewithsharan/ LinkedIn: https://www.linkedin.com/in/sharanhegde95/ Twitter/X: https://x.com/financewsharan #financewithsharan #finance #sharan