Oracle: Free test drive of OCI at https://oracle.com/iced Collective: Get 1 month of Collective free today at https://collective.com/ich Thank to Dave Ramsey at @TheRamseyShow for coming on! NEW: Join us at http://www.icedcoffeehour.club for premium content - Enjoy! Add us on Instagram: https://www.instagram.com/jlsselby https://www.instagram.com/gpstephan Official Clips Channel: https://www.youtube.com/channel/UCeBQ24VfikOriqSdKtomh0w For sponsorships or business inquiries reach out to: tmatsradio@gmail.com For Podcast Inquiries, please DM @icedcoffeehour on Instagram! Timestamps: 00:00 - INTRO 00:33 - Dave Is RETIRING?! 01:43 - The Ramsey legacy is the most important thing 04:50 - Dave's Survivability Index 13:20 - Raising kids to become "Great adults" 26:57 - Why Dave Ramsey is staying bald 33:47 - What Dave needs to fix about his own finances 41:30 - How to keep your marriage afloat through hard times 49:12 - How to change your values and find REAL validation 52:27 - Relying on necessity vs hope 58:09 - Would Dave take free debt? *Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.