Dave Ramsey is a personal finance expert, podcaster, and an author. The rules of money aren’t complicated. Make more than you spend, live below your means. So why is it still so hard to get right? What are the real keys to building wealth, and how do we stop sabotaging ourselves along the way? Expect to learn why you need to become ruthless to become successful, why Gen Z & Millennials face a uniquely different financial landscape than Boomers or Gen X did, the biggest psychological errors people make when it comes to thinking about wealth and business building, how to build a business you love, Why it’s so hard for people to change their financial behavior even when they know what to do, if Is the cost of living crisis a spending crisis or an earning crisis, and much more… - 00:00 Dave's Line Of Work 04:33 Do People Need To Be Ruthless To Become Successful? 09:05 Is Higher Education A Waste Of Time? 15:50 Working For A Business Vs Building Your Own 19:31 Traits To Have To Be Successful 27:07 Building Momentum After A Difficult Time 42:37 Traps That People Fall Into For Wealth And Business Building 52:56 Principles Of Building A Business 1:03:41 Why Finding And Hiring Good Staff Is Fundamental 1:10:23 Reason's Why Money Problems Are Symptomatic 1:14:08 Why Is It Hard For People To Change Financial Behaviour? 1:21:38 How Social Media Distorts Our Understanding Of Success 1:24:05 Is The Cost Of Living A Spending Or Earning Crisis? 1:32:25 Dave's New Book - Get up to $50 off the RP Hypertrophy App at https://rpstrength.com/modernwisdom (use code MODERNWISDOM) Get 5 Free Travel Packs, Free Liquid Vitamin D, and more from AG1 at https://ag1.info/modernwisdom Get the Whoop 4.0 for free and get your first month for free at https://join.whoop.com/modernwisdom - Get access to every episode 10 hours before YouTube by subscribing for free on Spotify - https://spoti.fi/2LSimPn or Apple Podcasts - https://apple.co/2MNqIgw Get my free Reading List of 100 life-changing books here - https://chriswillx.com/books/ Try my productivity energy drink Neutonic here - https://neutonic.com/modernwisdom - Get in touch in the comments below or head to... Instagram: https://www.instagram.com/chriswillx Twitter: https://www.twitter.com/chriswillx Email: https://chriswillx.com/contact/