Ramit Sethi of I Will Teach You To Be Rich talks to Sarah and Kevin who are 38 and 42. They sold their home to pay off $130k in debt, only to dig themselves another $55k hole, six months later. Sarah is worried that if she doesn’t stop her credit card spending, Kevin will ask for a divorce. We need two episodes to untangle their complicated situation. — 🚨 GET RAMIT SETHI’S WEEKLY MONEY NEWSLETTER * I share news ways to think about money every Saturday. Get the emails here: https://iwt.com/podcastnewsletter-yt 🙌 GET HELP FROM RAMIT SETHI * Take control of your money with the Conscious Spending Plan: https://iwt.com/csp-youtube * Optimize your credit cards with the 1st chapter of my book: https://iwt.com/chapter1-youtube * Join my Money Coaching program for monthly help: https://iwt.com/moneycoaching-youtube 🤳 CONNECT WITH RAMIT SETHI * Instagram: https://www.instagram.com/ramit/ * X: https://twitter.com/ramit * LinkedIn: https://www.linkedin.com/in/ramitsethi/ ✅ SUBSCRIBE SO YOU DON’T MISS ANY EPISODES https://youtube.com/user/ramitsethi/featured/ — Can’t-miss moments: 00:00:00 — 1: Opening 00:04:15 — 2: The last time they fought about money 00:05:56 — 3: Is their credit card spending out of control? 00:11:20 — 4: Why can’t they agree on a plan? 00:15:45 — 5: The surprising way Sarah’s parents handled money 00:23:40 — 6: The weird way they split costs 00:27:48 — 7: Ramit is stunned: How they went from $0 to $50k in debt in 6 months 00:32:00 — 8: The moment they realize they spent $72,000 in 6 months 00:34:55 — 9: Sarah tells herself “it’s all my fault.” 00:40:02 — 10: The Numbers: What’s in their Conscious Spending Plan 00:47:00 — 11: Ramit asks “WTF is going on here?” 00:49:00 — 12: Ramit’s mind is blown: a $55k secret expense is revealed — If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here: https://forms.gle/pjYMaLeThJM3z9uN6 Produced by Crate Media.