Go to our sponsor https://betterhelp.com/icedcoffeehour for 10% off your first month of therapy with BetterHelp and get matched with a therapist who will listen and help. Register your free Bitrix24 account: https://www.bitrix24.com/~5e0c8 Subscribe To George Kamel: https://youtube.com/@GeorgeKamel NEW: Join us at http://www.icedcoffeehour.club for premium content - Enjoy! Add us on Instagram: https://www.instagram.com/jlsselby https://www.instagram.com/gpstephan https://www.instagram.com/alex_nava_photography Official Clips Channel: https://www.youtube.com/channel/UCeBQ24VfikOriqSdKtomh0w TIMESTAMPS: 02:24: How George Became A Ramsey 04:23: How George Overcame His Debt 05:19: The 7 Baby Steps Broken Down 14:00: Debt Without A Credit Score 25:42: Are Credit "Rewards" Worth It 32:21: George's Net Worth Over Time 40:59: How To Feel Financially Secure 48:57: Budgeting The Right Expenses 57:17: What It Means To "Deserve" Something 01:08:07: The Importance Of Giving 01:14:12: Final Thoughts And Disagreements For sponsorships or business inquiries reach out to: graham@night.co GET YOUR FREE STOCK WORTH UP TO $1000 WITH OUR SPONSOR PUBLIC - USE CODE GRAHAM: http://www.public.com/graham MY NEW COFFEE IS NOW FOR SALE: http://www.bankrollcoffee.com/ The Equipment used: https://tinyurl.com/y78py5g2 Audio Equipment Used In Podcast: Shure SM7B mics, cloud lifters, rodecaster pro audio interface The YouTube Creator Academy: Learn EXACTLY how to get your first 1000 subscribers on YouTube, rank videos on the front page of searches, grow your following, and turn that into another income source: https://bit.ly/2STxofv $100 OFF WITH CODE 100OFF For Podcast Inquiries, please contact GrahamStephanPodcast@gmail.com *Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.