This episode is sponsored by Upwork, Little Spoon, Square, and Olipop. UPWORK: Visit https://Upwork.com right now and post your job for free. LITTLE SPOON: Give them meals + snacks that are actually right for where kids are developmentally—balanced, intentional and made to support real growth. Go to https://littlespoon.com/UNPLANNED30 and enter code UNPLANNED30 for 30% off your first order. SQUARE: Get up to $200 off Square hardware when you sign up at https://square.com/go/unplanned! #squarepod George and Whitney Kamel join Matt & Abby for an honest conversation about money, marriage, and what financial freedom actually looks like behind the scenes. Known from The Ramsey Show and Smart Money Happy Hour, George shares how he and Whitney followed the Dave Ramsey Baby Steps to pay off all their debt, eliminate their $165,000 mortgage in just 26 months, and reach millionaire status by age 32. They talk cutting up credit cards, renting vs. buying, why so many Americans feel stuck financially, and the real sacrifices required to become debt-free. We also answer listener questions about budgeting on one income, saving while paying off debt, and buying your first home, before putting George and Whitney to the test in a fun round of Agree to Disagree: Financial Edition. George's IG: instagram.com/GeorgeKamel Follow The Unplanned Podcast: https://www.instagram.com/unplanned__podcast/ https://www.tiktok.com/@unplanned_podcast Listen to the pod on Spotify/ Apple Podcasts: https://open.spotify.com/show/1ToDA4ufQuWuEgMq07zN6t https://podcasts.apple.com/us/podcast/the-unplanned-podcast/id1669604504 Follow Matt & Abby: Abby's Instagram | https://www.instagram.com/abbyelizabethoward/ Matt's Instagram | https://www.instagram.com/_matt_howard_/ TikTok | https://www.tiktok.com/@matt_and_abby Facebook | https://www.facebook.com/mattandabb YouTube | https://www.youtube.com/@MattandAbbyHoward Chapters: 00:00 - George Kamel 02:17 - How we met 06:13 - Working for Dave Ramsey 07:42 - We got our wedding paid for 11:15 - Ramsey Solutions Baby Steps 22:08 - Getting out of debt 36:07 - Buying a house w/out a credit score 39:16 - Credit Cards 45:54 - Talking to our kids about finances 50:00 - How frugal are you really? 58:38 - Viewer questions 1:12:48 - Agree to Disagree #unplannedpodcast #mattandabby