Episode #1291 Baselane: Automate your rental cash flow for a chance to win $10K plus BiggerPockets Pro members get a free upgrade to Baselane Smart. Sign up now 👇: https://www.baselane.com/bp Baselane is a financial technology company and is not an FDIC-insured bank. Banking services provided by Thread Bank, Member FDIC. NO PURCH. NEC. Open to legal residents of 50 US/DC, 18+ & are landlords/real estate investors. Void where prohibited. Ends 9/30/26. Subject to Rules/free entry method: https://www.baselane.com/10K-terms *Ten years ago, Erika Brown bought her first investment property. Now, a decade later, she’s financially free,* with a portfolio she’s slowly starting to scale down so she can do less, enjoy her life more, and build the early retirement lifestyle she had always dreamed of. But it wasn’t always like this. Back in 2012, *Erika was working at a bank, climbing the corporate ladder,* with no thought of ever retiring before 65. She just couldn’t ignore one thing—every wealthy client at the bank was investing in real estate. They were on to something she wasn’t, so *she tried her first house hack* —fixing up a basement unit *while raising three kids and working nine-to-five.* Then, a few years later, the real investing began. *Erika did everything—short-term rentals, Section 8* long-term rentals, *cashing out her 401(k)* to renovate, *renting out rooms,* buying up entire blocks. She gives her true, honest take on which strategies are worth the effort, which have a bad rap but strong cash flow, and *why she’s scaling down,* not up, only 10 years into her investing career. Episode Show Notes: https://lnk.to/biggerpocketsYT Join BiggerPockets for FREE 👇 https://www.biggerpockets.com/signup?utm_source=owned_media 🎉Join us at the BiggerPockets Conference October 2-4 in Orlando. Buy tickets: https://biggerpockets.com/bpcon2026 Let Us Know What You Thought of the Show! https://www.BiggerPockets.com/Podcastfeedback Grab the Book, _Start with Strategy_ : https://store.biggerpockets.com/products/start-with-strategy?utm_source=youtube&utm_medium=description&utm_campaign=none Sign Up for the Investor Brief Newsletter: https://www.biggerpockets.com/email-subscribe?utm_source=youtube&utm_medium=description&utm_campaign=none Find an Investor-Friendly Agent in Your Area: http://biggerpockets.com/agentmatch _BiggerPockets Real Estate_ 572 - The Super Repeatable Path to Real Estate Wealth (No Experience Needed!) w/Erika Brown: https://www.biggerpockets.com/blog/biggerpockets-podcast-572?utm_source=youtube&utm_medium=description&utm_campaign=none Connect with Erika: https://www.biggerpockets.com/users/erikab31?utm_source=youtube&utm_medium=description&utm_campaign=none Connect with Henry: https://www.biggerpockets.com/users/henryw22?utm_source=youtube&utm_medium=description&utm_campaign=none 0:00 Intro 1:07 Paycheck-to-Paycheck to 1st Property 3:50 Trading 401(k) for a Rental! 7:56 Buying an Entire Block 9:14 Bigger ISN’T Better 14:42 Change Your Strategy OFTEN 17:26 “Testing” Coliving (Rent by Room) 20:32 Section 8 IS Worth It 27:25 Should YOU Become an Agent? 30:56 I Want FEWER Rentals 35:27 Connect with Erika!