Ramit Sethi of I Will Teach You To Be Rich talks to Alex and Courtney who are in their 30s. They live in Southern California and come from completely different money backgrounds. Their numbers reveal a stark truth; fixed costs are sinking their finances. They're only months from going bankrupt. Can Courtney come to terms with their reality? — 🚨 GET RAMIT SETHI’S WEEKLY MONEY NEWSLETTER * I share news ways to think about money every Saturday. Get the emails here: https://iwt.com/podcastnewsletter-yt 🙌 GET HELP FROM RAMIT SETHI * Take control of your money with the Conscious Spending Plan: https://iwt.com/csp-youtube * Optimize your credit cards with the 1st chapter of my book: https://iwt.com/chapter1-youtube * Join my Money Coaching program for monthly help: https://iwt.com/moneycoaching-youtube * Break the shackles of your job, calendar, and 9-to-5 income with Earnable: https://iwt.com/earnable 🤳 CONNECT WITH RAMIT SETHI * Instagram: https://www.instagram.com/ramit/ * X: https://twitter.com/ramit * LinkedIn: https://www.linkedin.com/in/ramitsethi/ ✅ SUBSCRIBE SO YOU DON’T MISS ANY EPISODES https://youtube.com/user/ramitsethi/featured/ — Can’t-miss moments: 00:00:00 — 1: Opening 00:04:23 — 2: Arguing over the grocery bill 00:10:47 — 3: Why their expenses went up so drastically 00:12:30 — 4: The strange tactic Courtney uses when reporting the numbers 00:14:28 — 5. Courtney gets emotional about spending money on their wedding 00:20:21 — 6: “Are you bad with money?” Courtney’s surprising answer 00:23:41 — 7: Alex’s journey from homelessness and drugs to sobriety 00:37:06 — 8: Courtney has cut her spending way back! 00:38:09 — 9: Alex reveals his garage full of motorcycles 00:43:48 — 10: What Ramit thinks is missing 00:49:35 — 11: They’re about to run out of money. How can they fix this now? — If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here: https://forms.gle/pjYMaLeThJM3z9uN6 Produced by Crate Media.