Episode #1285 Baselane: Automate your real estate finances with banking and AI-powered bookkeeping. Claim your $100 bonus! https://www.baselane.com/lp/bigger-pockets/?utm_source=bigger_pockets&utm_campaign=bigger_pockets&utm_medium=YT-M Before building an entire real estate portfolio, *Matthew Garland* was *laid off from the TSA.* He went from searching for contraband in your suitcase to searching for jobs ASAP. He had *no degree, no office job experience,* but he was good at connecting with people. He *got a job as a loan officer* and was making money hand over fist. *Then the market crashed,* his *savings dwindled,* his *credit score plummeted,* and he even *got foreclosed on.* It was time to build something real. That’s when a *rich client* of his *introduced him to the “wealth hack” that helped him rebuild his life* through rental properties. Now, you probably know Matthew as *MG the Mortgage Guy,* sharing as many insider lending secrets as possible so you can buy your next property. In this episode, he’s doing the same, telling YOU *how to get preapproved now,* what you need to *get a lender to take you seriously* on your first deal, and *how he rebuilt his life,* one property at a time. If you think you can’t *build a real estate portfolio* because you’re *starting from zero,* MG will show you how to get ahead and into your first deal, even if you feel way behind the starting line. Episode Show Notes: https://lnk.to/biggerpocketsYT Join BiggerPockets for FREE 👇 https://www.biggerpockets.com/signup?utm_source=owned_media 🎉Join us at the BiggerPockets Conference October 2-4 in Orlando. Buy tickets: https://biggerpockets.com/bpcon2026 Let Us Know What You Thought of the Show! https://www.BiggerPockets.com/Podcastfeedback Grab Henry’s Book, _Real Estate Deal Maker_ : https://store.biggerpockets.com/products/real-estate-deal-maker?utm_source=youtube&utm_medium=description&utm_campaign=none Sign Up for the BiggerPockets Real Estate Newsletter: https://www.biggerpockets.com/email-subscribe?utm_source=youtube&utm_medium=description&utm_campaign=none Find Investor-Friendly Lenders: http://biggerpockets.com/findlenders How to Get a Preapproval Mortgage: https://www.biggerpockets.com/blog/how-to-get-a-mortgage-preapproval?utm_source=youtube&utm_medium=description&utm_campaign=none Connect with MG: Instagram: https://www.instagram.com/mgthemortgageguy/ Facebook: https://www.facebook.com/matthew.garland.338 YouTube: youtube.com/@Mgthemortgageguy/ Connect with Henry: https://www.biggerpockets.com/users/henryw22?utm_source=youtube&utm_medium=description&utm_campaign=none 0:00 Intro 1:37 Laid Off to Loan Officer 6:16 Buying Properties with Subprime Loans 8:09 Everything Implodes (Foreclosed On) 13:59 The “Wealth Hack” of the Rich 16:06 Sponsor: Baselane! 16:55 Investing While Rebuilding His Life 22:07 What MG is Buying Now 24:09 Educate Others, Don’t Sell 28:29 THIS Gets You Preapproved 35:06 WHEN to Call a Lender 43:02 Slow Motion BEATS No Motion 49:28 Connect with MG!