Can you imagine living on 44 cents a day? Kristy Shen doesn’t need to imagine it. She lived it. Kristy grew up in rural China, where 85 percent of the population lived in abject poverty. When she was eight, her family emigrated to Canada. In Kristy’s eyes, her family’s newfound ability to buy a can of Coca-Cola meant that they had “made it.” Kristy loved her Coke can so much that she turned it into a toothbrush holder. Years later, Kristy met Bryce Leung at university, where they were classroom lab partners. They married, settled in Toronto and started saving for a downpayment on a house. When their down payment savings hit $500,000, they started to question the wisdom of dumping their money into an expensive personal residence. Fueled by curiosity, they stumbled down the financial independence rabbit hole. After countless hours of research and number-crunching, they ditched their plan to buy a house and invested their $500,000 into the stock and bond market. Around seven years later, their net worth reached $1 million. Kristy and Bryce achieved financial independence at age 31 and 32, respectively. They quit their jobs in 2015 and they’ve spent the last four years traveling the globe on an annual budget of $40,000. They don’t worry about running out of money. They didn’t sacrifice their identities when they left their jobs. They didn’t lose their community. Instead, the opposite happened. Their portfolio increased to $1.4 million. They have new, exciting identities. Their community has quadrupled. In this episode, Kristy and Bryce explain how they’ve created security and flexibility as early retirees. _____________ Show notes: https://affordanything.com/episode236 Subscribe via iTunes: https://affordanything.com/itunes #affordanything #financialindependence #millennialrevolution