How should you invest in retirement? Are annuities actually a good idea again? What if you’ve only got 5 years to get to your goal? We put your biggest money questions to friend of the podcast and financial adviser Lisa Conway-Hughes. You can learn more about Lisa’s advice firm here: https://lchwealth.co.uk/most/ 🎉 Sponsors Vanta - Get your company secure and compliant: ⁠https://vanta.com/makingmoney - If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk. This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life. If you want to follow T on instagram: https://www.instagram.com/t_is_making_money/ Here are the sites Lisa said to check out when looking for a financial advisor: https://www.vouchedfor.co.uk/ and https://www.unbiased.co.uk/ And as always check if they are on the FCA register: https://www.fca.org.uk/firms/financial-services-register Chapters: 00:00 - How Should You Invest in Retirement? 05:42 - What If You Only Have 5–15 Years? 12:32 - Beyond Bonds – What Counts as Safe? 18:35 - Vanta ad 20:05 - Annuity or Drawdown? 25:37 - Can You Spend Too Little in Retirement? 32:50 - How Should You De-Risk Before Retirement? 44:42 - When Is a Financial Adviser Worth It? 51:37 - Do You Need a Stocks & Shares ISA? 57:33 - How Much Is Enough? 01:01:29 - Quickfire