In this episode, Shawn and Daniel interview Peter Oey, the CFO of Grab, a ride-hailing and food-delivery giant across Southeast Asia. They discuss how Grab managed to outcompete Uber, why Grab's business gets more profitable as it scales, the outlook for AV's and Grab's AI strategy, and the company's growing fintech services. What you'll learn here: 00:00:00 – Intro: Grab & Peter Oey, CFO 00:01:55 – Grab's business overview (super app, 52M users) 00:04:09 – Origin story: from MyTeksi to super app 00:07:25 – How Grab beat Uber in Southeast Asia 00:09:19 – Navigating regulation across 8 countries 00:11:21 – Unit economics & the super app flywheel 00:15:37 – Retention & lock-in mechanisms (GrabUnlimited, GrabCoins) 00:21:00 – Fintech strategy and digital banking 00:29:11 – Loan book, NPLs, and risk appetite 00:32:39 – Path to profitability & margin turnaround 00:38:05 – Stock-based compensation & capital allocation 00:40:39 – AI strategy: driver coach, merchant tools 00:43:44 – Mapping data, autonomous vehicles & Uber comparison 00:49:42 – Fleet management & remaining investor concerns 00:51:34 – Regulatory headwinds (Indonesia commission cap) 00:55:32 – What markets undervalue about Grab 00:57:37 – Grab's 10-20 year vision & closing thoughts Transcript & Host Info: https://www.theinvestorspodcast.com/intrinsic-value-podcast/ Don't miss out on the value investing event of the Fall: Learn more at https://www.intrinsicvalueconference.com 📨 Sign up for The Intrinsic Value Newsletter: https://www.theinvestorspodcast.com/subscribe-youtube/ 🤝 Join top investors for a day of actionable insights, live Q&A, and exclusive networking — More info at: https://www.theintrinsicvalueconference.com/ Our Sponsors: 📊 Get access to institutional-grade financial data, real-time company KPIs, and modern research tools built for serious fundamental investors. https://fiscal.ai/tivp ▶️ Related Episodes: - How This Company Forced Uber to Surrender in Southeast Asia: https://youtu.be/jwXe7ZVHRqk - A Deep Dive on Uber's Playbook: Cash Burner to Compounder?: https://youtu.be/rVv9GkC68II - Copart Stock Analysis: The 100-Bagger Junk Yard: https://youtu.be/60m0mCXfqwI Listen to our episodes here: https://open.spotify.com/show/7dnn22EWyo6MLsPaR492BM Visit our website: https://www.theinvestorspodcast.com/intrinsic-value-podcast/ Free PDF: Investing for Beginners: 4 Principles of Stock-Picking: https://www.theinvestorspodcast.com/subscribe-youtube/ ⚠️ Disclaimer: This show is for entertainment purposes only. Before making any decisions consult a professional. This show is copyrighted by The Investor’s Podcast Network. Written permission must be granted before syndication or rebroadcasting. #Grab #GrabUnlimited #PeterOey #RideHailing #Uber