Episode #848 Keleisha Carter built a $5K/month passive income stream as a new immigrant with NO green card, money, or ability to get a mortgage. After realizing that her corporate job in Jamaica wouldn’t lead her to where she wanted to be, Keleisha made the adventurous decision to pack up everything she had and move to the US. Overnight, she went from a high-respected marketing role to bussing tables in an entirely different country, but she had bigger plans. Keleisha’s goal was to support her family financially in any way she could and eventually bring them to the States. After numerous promotions, Keleisha built up a small sum of savings that she would use to buy her first rental property. Or, that was the plan until she realized that without being a US citizen, purchasing a home and getting a mortgage would be much more complicated than she thought. In today’s show, Keleisha shares her smart strategy to get around the banks and buy properties, EVEN as a new immigrant. Plus, she’ll show how she’s buying rentals today WITHOUT using her own money and why she’ll NEVER try to flip houses again. ~~~~ Join BiggerPockets for FREE 👇 https://www.biggerpockets.com/signup?utm_source=owned_media ~~~~ Expand Your Investing Knowledge With the BiggerPockets Books: https://store.biggerpockets.com/?utm_source=owned_media ~~~~ Find an Investor-Friendly Agent in Your Area: http://biggerpockets.com/agentmatch ~~~~ Find Investor-Friendly Lenders: http://biggerpockets.com/findlenders ~~~~ Be a Guest on the BiggerPockets Podcast: https://biggerpockets.com/guest ~~~~ Meet Other Investors on the BiggerPockets Forums: https://www.biggerpockets.com/forums?utm_source=owned_media ~~~~ Past Episodes Mentioned in Today’s Show: Amy Mahjoory (Part 1): https://www.biggerpockets.com/blog/real-estate-636?utm_source=youtube&utm_medium=description&utm_campaign=none Diego Corzo: https://www.biggerpockets.com/blog/biggerpockets-podcast-352-diego-corzo?utm_source=youtube&utm_medium=description&utm_campaign=none ~~~~ Connect with Keleisha: BiggerPockets: https://www.biggerpockets.com/users/keleisha?utm_source=youtube&utm_medium=description&utm_campaign=none Facebook: https://www.facebook.com/keleisharcarter Instagram: @keleishacarter or https://www.instagram.com/keleishacarter/ LinkedIn: https://www.linkedin.com/in/keleishacarter/ Website: https://keleishacarter.com/ ~~~~ Connect with Henry and Rob on BiggerPockets: Henry: https://www.biggerpockets.com/users/henryw22?utm_source=youtube&utm_medium=description&utm_campaign=none Rob: https://www.biggerpockets.com/users/robuilt?utm_source=youtube&utm_medium=description&utm_campaign=none ~~~~ Connect with Henry on Instagram: @thehenrywashington or https://www.instagram.com/thehenrywashington/ ~~~~ Connect with Rob (Robuilt): Instagram: https://www.instagram.com/robuilt/ TikTok: https://www.tiktok.com/@robuilto X/Twitter: https://www.twitter.com/robuiltchannel YouTube: https://www.youtube.com/c/Robuilt Show notes at: https://link.chtbl.com/BPRE 00:00 Intro 01:37 Moving to the US to Wait Tables 05:51 Financially Supporting Her Family 11:09 Promotions and Finding Real Estate 18:30 No Green Card, No Mortgage 21:26 First Property Gone Wrong 27:54 Finding the Right Real Estate Market 30:25 Final Numbers on First Deal 31:52 NO More Flips 33:17 Creative Financing and Going Around the Banks 36:25 Shifting to Medium-Term Rentals 40:48 Tips for New Investors 44:17 "You're Gonna Be Broke" 45:52 Dreams Coming True 48:30 Connect with Keleisha!