Ramit Sethi of I Will Teach You To Be Rich talks to Mike and Kate, who bring a completely new, and shocking, outcome to the podcast. They’re 29 and 32, with some massive life changes on the horizon. But they can’t save any money and lack the financial discipline to make real change for the sake of their family. – 🚨 GET RAMIT SETHI’S WEEKLY MONEY NEWSLETTER * I share news ways to think about money every Saturday. Get the emails here: https://iwt.com/podcastnewsletter-yt 🙌 GET HELP FROM RAMIT * Take control of your money with the Conscious Spending Plan: https://iwt.com/csp-youtube * Optimize your credit cards with the 1st chapter of my book: https://iwt.com/chapter1-youtube * Join my Money Coaching program for monthly help: https://iwt.com/moneycoaching-youtube 🤳 CONNECT WITH RAMIT * Instagram: https://www.instagram.com/ramit/ * X: https://twitter.com/ramit * LinkedIn: https://www.linkedin.com/in/ramitsethi/ ✅ SUBSCRIBE SO YOU DON’T MISS ANY EPISODES https://youtube.com/user/ramitsethi/featured/ – Can’t-miss moments 00:00:00 — 1: Opening 00:03:47 — 2: Mike has given up on the finances 00:17:21 — 3: Kate contradicts herself 00:22:43 — 4: Ramit: "I'm surprised and I'm troubled" 00:28:05 — 5: How was Kate raised with money? 00:32:03 — 6: Has Kate given up? 00:39:24 — 7: Mike to Kate: "Is this ever going to change?" 00:47:10 — 8: "You've got a baby on the way. It's time to think about it now." 00:52:45 — 9: "I feel resented" 00:57:25 — 10: How much do they need? 01:02:23 — 11: "Are you terrified enough to make a change?" – If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here: https://forms.gle/pjYMaLeThJM3z9uN6 Produced by Crate Media.