Mortgage rates went from being a nap-inducing topic to becoming one of the most talked about, researched, and debated subjects of 2022. After two years of rock-bottom interest rates, homebuyers and investors are getting a rude awakening with some of the biggest mortgage rate hikes in decades, used simply to slow down the economy’s rampant inflation. But where are we headed, and if interest rates go higher, is there a way that the everyday investor can still lock in a low payment? There’s no better person to ask than US Wholesale Mortgage’s Mat Ishbia. Mat has been running the US’s largest wholesale mortgage company for decades, so he knows the ins and outs of the industry better than anyone else. His company provides some of the lowest payments and fastest closings for residential and investor borrowers around the country. With all this background knowledge, where does Mat think that mortgage rates are headed by the end of 2022? Mat pulls out his wealth of knowledge to give investors just like you the best glimpse into the future on this month’s BiggerNews episode. Not only that, Mat walks through how every borrower can save a whopping $9,400 on their next mortgage by making one simple move, and why investors should work with a mortgage broker first, not a mortgage lender, when trying to find the best rates, service, and closing dates around. ~~~~ Join BiggerPockets for FREE 👇 https://www.biggerpockets.com/signup?utm_source=owned_media ~~~~ Hear More from Dave and Listen to “On The Market”: Spotify: https://open.spotify.com/show/2NlzZ9NtHtZ2uBuaDNoGzY Apple Podcasts: https://podcasts.apple.com/us/podcast/on-the-market/id1615086704 BiggerPockets: https://www.biggerpockets.com/podcasts/on-the-market?utm_source=owned_media ~~~~ Find a Lender in Your Area: https://www.biggerpockets.com/loans?utm_source=youtube&utm_medium=description&utm_campaign=none ~~~~ What’s the Difference Between a Mortgage Banker and a Mortgage Broker? https://www.biggerpockets.com/blog/mortgage-banker-vs-mortgage-broker?utm_source=youtube&utm_medium=description&utm_campaign=none ~~~~ Ask These 19 Questions to Find the Best Mortgage Lender: https://www.biggerpockets.com/blog/questions-ask-mortgage-lender?utm_source=youtube&utm_medium=description&utm_campaign=none ~~~~ Hear About David’s Low Money Down BRRRR Deal: https://www.biggerpockets.com/blog/real-estate-598 ~~~~ Connect with David and Dave on BiggerPockets: David: https://www.biggerpockets.com/users/davidgreene24?utm_source=youtube&utm_medium=description&utm_campaign=none Dave: https://www.biggerpockets.com/users/davem27?utm_source=youtube&utm_medium=description&utm_campaign=none ~~~~ Follow David, Dave, and BiggerPockets on Instagram: David: @davidgreene24 or https://www.instagram.com/davidgreene24/ Dave: @thedatadeli or https://www.instagram.com/thedatadeli/ BiggerPockets: @biggerpockets or https://www.instagram.com/biggerpockets/ Episode 658 Show notes at: https://www.biggerpockets.com/blog/real-estate-658?utm_source=youtube&utm_medium=description&utm_campaign=none 00:00 Intro 03:32 Quick Tip 04:21 Becoming a Mortgage (and Basketball) Champion 08:16 The #1 Mortgage Company You've Never Heard Of 15:49 Where to Find the Cheapest Mortgages 17:57 Mortgage Rate Predictions 24:13 Creative Loans and Finding the Best Rate 36:48 Where is the Housing Market Headed? 42:31 Make More with The Right Mortgage #biggerpockets #realestatepodcast #episode658