Joshua talks about earning income, managing money, financial willpower, budgeting mistakes, and what it means to live a “rich” life with author Ramit Sethi. Watch “Maximal” episodes of The Minimalists Private Podcast exclusively at http://patreon.com/theminimalists Questions answered in this episode: What is the most effective investment strategy if I have limited funds to invest? (13:45) How do I resist making impulsive purchases? (28:18) How do I address my issues with credit cards? (32:52) Follow The Minimalists: Blog: http://minimalists.com Podcast: http://minimalists.com/podcast Twitter: http://twitter.com/theminimalists Instagram: http://instagram.com/theminimalists Facebook: http://facebook.com/theminimalists Detailed show notes: http://theminimalists.com/podcast #TheMinimalists