Keep more of your investment returns with this simple, step-by-step framework 👉 https://affordanything.com/assetlocation What works when you have $10,000 in the bank will completely stall you out once you hit $1 million. Yet, most money advice treats everyone exactly the same. Veteran wealth advisor Andrea Baumann Lustig, author of Legacy on the Line, joins us to break down the invisible blind spots that sabotage estate and legacy planning. We discuss the critical difference between a broker and a true fiduciary, why traditional diversification can turn into a dangerous trap, and how to protect your family against the "Three Ps" of revocable trusts. (00:00) Introduction (01:27) The invisible legacy BLIND SPOTS (03:19) Broker vs. Fiduciary: What’s the difference?? (06:54) The "duly registered" advisor trap (14:55) The illusion of diversification (21:35) Wealth management vs. Investment management (25:01) Revocable trusts and the "Three Ps" (39:50) Why 70% of widows fire their advisor (46:05) Stop matching market benchmarks! (01:10:46) Legacy planning for small businesses __________ 🎧 NEVER MISS AN EPISODE Apple Podcasts: affordanything.com/applepodcasts Spotify: affordanything.com/spotify __________ 🤗JOIN OUR PRIVATE COMMUNITY: https://affordanything.com/community 🤗STAY IN THE LOOP: https://affordanything.com/newsletter __________ 🛠 TOOLS AND RESOURCES: Check out Legacy On The Line, a book by Andrea Baumann Lustig - https://amzn.to/4oUzoRj Andrea’s Bio - https://www.linkedin.com/in/andrea-baumann-lustig-9b76b01 __________ 👀 WATCH THIS VIDEO NEXT: https://youtu.be/Ai0CR-IxxAU __________ 👋 SAY HI ON SOCIAL: Facebook: https://facebook.com/affordanything Instagram: https://instagram.com/paulapant X: https://x.com/affordanything #WealthManagement #Investing #AssetAllocation #FinancialFreedom https://youtu.be/JeZA6CMw5g8