Discover how ETF gearing works, when it helps (or hurts), and whether it's the right tool to accelerate your wealth creation over time. In this Australian Finance Podcast episode, your host Owen Rask chats with Cameron Gleeson, Senior Investment Strategist at Betashares, to break down the concept of gearing using ETFs. Together, they explore: – What gearing means in a finance and ETF context – How Betashares Wealth Builder ETFs use leverage – The difference between moderate gearing (30–40%) and high gearing (50–65%) – Why gearing can help you outperform over the long term – Who should (and shouldn’t) consider geared ETFs – How gearing works inside superannuation Whether you're new to investing or looking for advanced portfolio tools, this episode unpacks gearing step-by-step in plain English. If you like this Australian Finance Podcast episode on ETF gearing, don't forget to subscribe for weekly shows on Apple, Spotify, YouTube, or wherever you get your podcasts! Follow us on Instagram and TikTok for more money and investing content. Topics Covered – What is Gearing in Finance? – How Gearing Works Inside an ETF – Example: 100 + 50 = 150 (Loan to Value Ratio explained) – The Difference Between Margin Loans and Geared ETFs – Interest Rates: What Betashares Pays vs Individuals – Rebalancing Explained: Managing the Gearing Level – Drawdowns, Volatility & Risks of Leverage – ETF Ticker Breakdown:  – GEAR (High-geared Aussie Equities)  – GGUS (High-geared US Equities)  – G200 (Moderately Geared Aussie Equities)  – GNDQ (Moderately Geared NASDAQ)  – GGBL (Moderately Geared Global Equities) – Gearing in Super: Pros & Considerations – When Gearing Doesn’t Work – Blending Geared and Non-Geared ETFs in a Portfolio Chapters 00:00 Introduction 03:34 How Gearing Works in ETFs 07:57 Advantages of Using Gearing in Investments 10:15 Tax Implications of Gearing 13:46 Risks and Downsides of Gearing 16:26 Comparing Different Gearing Strategies 18:57 Long-Term Performance and Rebalancing 22:17 Investing in Super: Advantages and Disadvantages 25:38 Understanding GGBL: A New Investment Opportunity 27:35 Risk Tolerance and Market Volatility 32:25 Managing Gearing Levels in ETFs 37:05 The Mechanics of Gearing and Rebalancing Resources for this episode Buy Gemma’s book “The Money Reset”- https://amzn.to/42Uz0aK Ask a question (select the Finance podcast): https://bit.ly/R-quest Show partner resources Join Pearler using code “RASK” for $15 of Pearler Credit: https://bit.ly/Pearler Get 50% off your first two months using PocketSmith: https://bit.ly/R-PocketSmith View Betashares range of funds:  https://bit.ly/beta-25 Rask resources All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan Invest with us: https://bit.ly/R-invest Access Show Notes: https://bit.ly/R-notes Ask a question: https://bit.ly/R-quest We love feedback! https://raskau.typeform.com/to/ZbfHy6IP Follow us on social media: – Instagram: https://www.instagram.com/rask.invest – TikTok: https://www.tiktok.com/@rask.invest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg