▸▸▸▸▸▸ Enrollment for Your First Rental Property just closed — get on the waitlist for the next one 👉https://https://courses.affordanything.com/ Where should you park money that you'll need in three years? It's a question that forces you to balance safety with returns—and resist the temptation to gamble on the stock market just because it's been going up for 17 years. In this Q&A episode, Joe and I answer three listener questions. Olivia is saving for a year-long sabbatical in 2029 and wants to know if a money market fund is right for a three-year goal. Robert is 53, planning to retire in 3-4 years with 58% in Roth accounts—should he prioritize taxable accounts or keep maxing Roth? And Anonymous (Julie) has 30 years in social work and wants to open an adult day center for people with disabilities in her rural area—but has no idea where to start. Resources Grab Michael J McFall’s Book, Grind 👉 https://amzn.to/4bYs0xY Join our newsletter 👉 https://affordanything.com/newsletter Chapters: (0:00) Introduction (1:23) Olivia's Question: Where to put 3-year savings? (3:00) Money market funds vs money market accounts (4:29) Why the stock market isn't a savings account (10:45) Robert's Question: Roth vs taxable accounts? (15:00) Should you max out Roth or build taxable accounts? (20:00) Understanding 72(t) distributions (27:09) Julie's Question: Starting a nonprofit vs LLC (30:00) Nonprofit vs LLC: Key differences explained (42:04) Marketing your mission and sharing your vision #financialindependence #personalfinance #moneymanagement _______________ Subscribe via Apple Podcasts: https://affordanything.com/applepodcasts Full show notes for the episode: https://affordanything.com/episode702 Get our show notes in your inbox: https://affordanything.com/shownotes Follow us! IG: https://instagram.com/paulapant Twitter: https://twitter.com/affordanything FB: https://facebook.com/affordanything Community: https://affordanything.com/community