What is the highest safe starting withdrawal rate? Morningstar’s latest State of Retirement Income report finds that retirees can withdraw as much as 3.7% as an initial spending rate for a 30-year horizon, factoring in current conditions such as high equity valuations and low bond yields. Join Morningstar's analysts— Director of Personal Finance and Retirement Planning Christine Benz, Director of Multi-Asset Ratings in Global Manager Research Jason Kephart, and Portfolio Strategist Amy Arnott —for an exclusive deep dive into the research. In this webinar, we’ll walk through retirement withdrawal strategies, the role of guaranteed lifetime income, and more to help you maximize your clients’ retirement income. Our discussion includes: - A thorough analysis and application of our safe withdrawal rate - How flexible withdrawal strategies can help retirees maximize consumption - Why guaranteed lifetime income is important in the interplay between portfolio spending and dynamic income strategies 00:00 Introduction 01:30 Research Overview 06:31 Safe Withdrawal Rates 12:56 Dynamic Withdrawal Strategies 20:10 The Role of Guaranteed Lifetime Income 25:02 How to Use this Research 32:41 The Future of the State of Retirement Income Report 38:12 Audience Q&A 56:55 Closing statements Download the Full Report Here: https://www.morningstar.com/lp/the-state-of-retirement-income