Today, your host Gemma Mitchell is joined by Ana Kresina from Pearler — two-time author (Kids Ain’t Cheap and How to Not Work Forever) and co-host of the Get Rich Slow Club podcast. Together, they unpack how parents can raise money-savvy kids and start teaching investing early. Ana shares practical ways to make money lessons fun, age-appropriate and aligned with your family values, without overwhelming yourself in the process. In this episode we cover: – Why starting young matters: compounding, habits, and building confidence around money – Is there such a thing as too young? Teaching kids at different ages – Pocket money — yay or nay? Should kids earn it or just practice with it? – Everyday lessons at home: shopping, saving, delayed gratification – How to make money fun, not scary, with games and apps – Avoiding overwhelm as a parent (and why you need your own oxygen mask first) – Mistakes to avoid when teaching kids about money – Should kids choose investments, or should parents do it behind the scenes? – Linking money lessons to family values like giving and sustainability – First steps you can take today to start your kids’ money journey Chapters 00:00 Introduction 03:50 The Importance of Early Money Conversations 12:20 Navigating Pocket Money: A Controversial Topic 17:12 Implementing Savings Jars and Financial Goals 23:02 Evolving Perspectives on Investing for Kids 24:07 Understanding Investment Options for Children 26:30 Tax Implications of Investing for Minors 28:02 Custodial Accounts and Their Benefits 30:04 Flexibility in Investment Strategies 32:02 The Importance of Financial Education for Kids 35:13 Choosing Investments: ETFs vs Individual Shares 38:45 Engaging Kids in the Investment Process 41:06 First Steps to Start Investing for Kids Subscribe for weekly episodes on Apple, Spotify, YouTube or wherever you get your podcasts. Resources for this episode ⁠Connect with Ana https://www.anakresina.com/ Ana’s book https://www.amazon.com.au/Kids-Aint-Cheap-financially-parenthood/dp/1922611891 Gemma’s book The Money Reset- https://amzn.to/42Uz0aK Ask a question (select the Finance podcast): https://bit.ly/R-quest ~~ Show partner resources ~~ Join Pearler using code “RASK” for $15 of Pearler Credit: https://bit.ly/Pearler Get 50% off your first two months using PocketSmith: https://bit.ly/R-PocketSmith View Betashares range of funds: https://bit.ly/beta-25 Follow us on social media: Instagram: ⁠@rask.invest⁠ TikTok: ⁠@rask.invest⁠ ~~ Rask resources ~~ All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan Invest with us: https://bit.ly/R-invest Access Show Notes: https://bit.ly/R-notes Ask a question: https://bit.ly/R-quest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): ⁠https://www.rask.com.au/fsg