I’ve helped millions of people fix their money. In this video, I’ll look at 4 different budgets and share what I think is best for each situation. And here’s something new — you’ll actually hear follow ups from each person this time, so make sure you stick around. 💬 TALKING ABOUT MONEY * Get a Confident Money Mindset: https://iwt.com/mindset-yt * Word-for-word Scripts for Couples: https://iwt.com/talktopartner-youtube 💳 SPENDING MONEY * Conscious Spending Template: https://iwt.com/csp-youtube * Debt Payoff Calculator: https://iwt.com/debtcalculator-yt * Money Coaching with Ramit: https://iwt.com/moneycoaching-yt 💸 MAKING MORE MONEY * Find Your First Profitable Idea: https://iwt.com/findanidea-youtube * Earn1K | Earn $1,000+ on the side: https://iwt.com/earn1k-yt * Find your Dream Job: https://iwt.com/dreamjob-yt * Earnable | Start & grow your business: https://iwt.com/earnable-yt 📈 INVESTING * Investment Calculator: https://iwt.com/investmentcalculator-yt * Retirement Calculator: https://iwt.com/retirementcalculator-yt 🚗 CARS * AAA TCO Calculator: https://www.aaa.com/autorepair/drivingcosts * Use this service before negotiating: https://fightingchance.com/ 🏠 HOUSING * Ramit’s House Guide: https://iwt.com/houseguide-youtube * 28/36 Rule Calculator: https://www.omnicalculator.com/finance/28-36-rule * Mortgage Calculator: https://www.bankrate.com/mortgages/mortgage-calculator/ * NYT Rent vs Buy Calculator: https://www.nytimes.com/interactive/2024/upshot/buy-rent-calculator.html Ramit Sethi is the host of Netflix’s “How To Get Rich” and New York Times bestselling author of “I Will Teach You To Be Rich” and “Money For Couples” Find Ramit on Instagram: https://www.instagram.com/ramit/ Subscribe so you don’t miss any of Ramit’s videos: https://youtube.com/user/ramitsethi/featured/ ⏩ CHAPTERS 00:00 Introduction 00:28 Conscious Spending Plan #1 16:15 Conscious Spending Plan #2 30:20 Conscious Spending Plan #3 37:08 Conscious Spending Plan #4