Our guest this week is Bob Seawright. Bob is Chief Investment and Information Officer at Madison Avenue Securities, a registered investment advisor and broker-dealer based in San Diego, California. Bob has received a number of accolades through the years but is perhaps best known for his popular newsletter, "The Better Letter," where he writes about a wide range of topics, including human behavior, decision-making and investing. Before coming to the finance industry, Bob was a practicing lawyer. He later joined Merrill Lynch, where he worked as a financial advisor until joining Madison in 2010. Bob earned his bachelor's degree from the State University of New York and Fredonia, his J.D. from Duke University and is a CFA charterholder.