One thing we've learned from interviewing hundreds of people about money is that the numbers are only part of the story. Today we’re speaking to Neil, better known as Neil Invests, not just about his portfolio, but the journey that got him there - from sleeping on his sister's floor and battling shame and depression, to building £175k in his ISA over 6 years and being planning to retire at 50. Here’s the link to our compound interest calculator: https://makingmoney.email/compound-interest-calculator 🤝 Want 1:1 financial help from us? Answer a few questions to find the right service & book free call: https://getmost.typeform.com/pod-episodes 🎉 Sponsors Vanta - Get your company secure and compliant: ⁠https://vanta.com/makingmoney Xero accountancy software - get 90% off for 6 months: https://referrals.xero.com/makingmoney - If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk. This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life. You can find Neil on Youtube @neilinvests and on Instagram: https://www.instagram.com/neilinvests Chapters: 00:00 - The £540k Plan To Retire At 50 10:15 - Rock Bottom 19:56 - Vanta ad 21:09 -The Shame That Held Me Back 25:36 - The Moment Everything Changed 33:04 - What I’d Say To My 20-Year-Old Self 37:23 - The Financial Freedom Trap 40:05 - Xero Ad 41:17 - Only 6 Years Of Investing 52:18 - Could I Retire Earlier? 01:01:04 - Neil's Question For Damo