Ramit Sethi of I Will Teach You To Be Rich talks to Anna (33) and Will (37) who are married with two kids, including a young son who was born with a serious heart condition. Between unexpected medical expenses, emotional stress, and inconsistent financial planning, their savings have steadily drained—and now, they're spending more than they earn just to keep up. Will brushes off concerns, saying “We’re fine,” while Anna feels like she’s the only one confronting reality. Now, they want to build a home and create long-term security for their family—but until they can get aligned, that dream may be out of reach. 💡 RAMIT’S PODCAST NEWSLETTER * I share new ways to think about money every Saturday. Get the emails here: https://iwt.com/podcastnewsletter-yt 🙌 GET HELP FROM RAMIT SETHI * Order my new book: Money for Couples: https://iwt.com/moneyforcouples * Take control of your money with the Conscious Spending Plan: https://iwt.com/csp-youtube * Optimize your credit cards with the 1st chapter of my book: https://iwt.com/chapter1-youtube * Join my Money Coaching program for monthly help: https://iwt.com/moneycoaching-youtube * Listen to my book—now on Audible: https://amzn.to/48zko28 🤳 CONNECT WITH RAMIT SETHI * Instagram: https://www.instagram.com/ramit/ * X: https://twitter.com/ramit ✅ SUBSCRIBE SO YOU DON’T MISS ANY EPISODES https://youtube.com/user/ramitsethi/featured/ If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here: https://iwt.com/apply ⏩ CHAPTERS (00:00:00) Their son’s heart condition changed everything (00:01:56) “Why am I even talking to this couple?” (00:04:08) How Anna’s blog became her lifeline (00:07:48) They earn $186K… but spend more than they make (00:22:49) He says, “We’re fine.” She says, “We’re drowning.” (00:29:06) Why are we arguing over a $6 laundry basket? (00:38:05) Ramit breaks down their numbers (01:11:39) Where are they now? Anna and Will’s follow-up